Home Loan Eligibility Criteria

There are 4 types of basic eligibility factors which are required for home loan. The points are further defined:

1. Current age & loan repayment tenure – The younger you are the longer and the better the chances are to get a home loan. Younger people can get a longer period of loan repayment time compared to older people.

2. Financial Profile – Every person has a financial profile which reveals some major information such as income stability, quantum of income, growth rate of income, etc. All the information helps the bank identify to set a limit for the loan amount for the loan seeker.

3. Credit Score (CIBIL Score) – Just like a financial profile, there is a ‘CIBIL Score’ which is a credit score about a person. This score reveals that a person has a clear payment history and does not have any default payments under any debts in their transaction history. CIBIL stands for Credit Information Bureau India Limited.

4. Financial Obligations – The bank also evaluates the previous debt history of the person. If a person has any other financial obligations such as previous outstanding loans, the person is likely to have a sanctioned loan of lesser amount. If the person has a clean record, then they are eligible for higher amount of loan sanction without any hassle.

15 comments

mitchel dyck

mitchel dyck

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Juliette Marie

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mitchel dyck

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mitchel dyck

mitchel dyck

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Mattat Rull

Mattat Rull

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EVANS PHILIP

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dwen mane

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Jason Moore

Jason Moore

Contact Daniel for your crypto wallet recovery or credit repair, this is my testimony as a result of his service earlier this year, I contacted Daniel when I forgot the password to my wallet with over $860,000 worth of btc, I was on the verge of depression when I came across a review about Daniel on Quora and I reached out to him, for a fair price my account was recovered, I don’t even know how he managed to pull that off cause I’m still mind blown by it, I also introduced my friend Lisa to him for credit repair and he helped boost her credit score from 488 to 710, do reach out to Daniel via Danielkencyberservices@gmail.com and his phone number is 3213480606 if you need help.

Jason Moore

Jason Moore

Contact Daniel for your crypto wallet recovery or credit repair, this is my testimony as a result of his service earlier this year, I contacted Daniel when I forgot the password to my wallet with over $860,000 worth of btc, I was on the verge of depression when I came across a review about Daniel on Quora and I reached out to him, for a fair price my account was recovered, I don’t even know how he managed to pull that off cause I’m still mind blown by it, I also introduced my friend Lisa to him for credit repair and he helped boost her credit score from 488 to 710, do reach out to Daniel via Danielkencyberservices@gmail.com and his phone number is 3213480606 if you need help.

mitchel dyck

mitchel dyck

I’m sharing my experience to you on how I won the lottery, you can win the lottery fast and reliable in wherever you are in the world, Dr Lucas is a God sent, I saw so many testimonials online on how he helped people won different kinds of lottery, I never believed so I had to contact him to be sure if he’s real and genuine, to my greatest surprise he helped me won the 70 million Lotto Max Jackpot in Canada, I’m Mitchel Dyck, I regularly buy the lottery tickets whenever I go to fill my truck almost all the time, Dr Lucas told me what I needed to do as he cast my spell which i followed without any mistakes, he gave me the numbers on the 2nd day of the spell and directed me on how to play and I really won with the numbers he gave me, I can’t explain all of my experience with Dr Lucas, you can review about my winnings online then give Dr Lucas a try and watch how you will win, Email him on Drlucasspelltemple@gmail.com or WhatsApp him on +234 904 794 3567 You’ll never regret contacting Dr Lucas .

mitchel dyck

mitchel dyck

I’m sharing my experience to you on how I won the lottery, you can win the lottery fast and reliable in wherever you are in the world, Dr Lucas is a God sent, I saw so many testimonials online on how he helped people won different kinds of lottery, I never believed so I had to contact him to be sure if he’s real and genuine, to my greatest surprise he helped me won the 70 million Lotto Max Jackpot in Canada, I’m Mitchel Dyck, I regularly buy the lottery tickets whenever I go to fill my truck almost all the time, Dr Lucas told me what I needed to do as he cast my spell which i followed without any mistakes, he gave me the numbers on the 2nd day of the spell and directed me on how to play and I really won with the numbers he gave me, I can’t explain all of my experience with Dr Lucas, you can review about my winnings online then give Dr Lucas a try and watch how you will win, Email him on Drlucasspelltemple@gmail.com or WhatsApp him on +234 904 794 3567 You’ll never regret contacting Dr Lucas

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MCGREOGER TYSON

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For anyone on the ropes, who feels like all hopes are gone and you are deciding if this can work for you, I gladly tell you not to worry, give GHOST CHAMPION RECOVERY a try! They are Very professional and trustworthy!

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MCGREOGER TYSON

MCGREOGER TYSON

I can’t express the gratitude I have towards GHOST CHAMPION RECOVERY (ghostchampionwizard at gmail dot com) for figuring out my lost fund that I had considered very much gone. After I was robbed and logged out of my account, I was on my dead end and GHOST CHAMPION RECOVERY was my last hope, the specialize in retrieving cryptocurrency funds from scammers, my family had nearly abandoned me and I was going to lose everything. Within 72 hours, this unique team of highly skilled tech specialists GHOST CHAMPION HACKERS was able to get my money back. I’m very happy that this group exists, and I’m spreading the word to anyone who might benefit from their assistance in getting their money or investment coins back. You can get in touch with them through their personal email:ghostchampionwizard at gmail dot com
For anyone on the ropes, who feels like all hopes are gone and you are deciding if this can work for you, I gladly tell you not to worry, give GHOST CHAMPION RECOVERY a try! They are Very professional and trustworthy!

You can reach them via
Email : ghostchampionwizard@gmail.com
Telegram: https://t.me/WizardGhosthacker

Roland Selby

Roland Selby

My words of advice to everyone out there, please have a proper insight before investing in these online cryptocurrency trading platforms and binary options. My co worker introduced me to one of such platforms where he had invested $300,000 which would generate $500,000 in 2 weeks. After much convincing from my work partner, I saw it as a lucrative opportunity and so I jumped on it and invested my $215,500 to earn $430,000 within the same period. I started noticing red flags when they asked my colleague to pay for such charges to facilitate the withdrawal process which was never successful. The same happened to me when my 2 weeks was due, By the time we realized it was a scam, they had already robbed us a total of $515,000. We opted to hire an investigator and a top hacking syndicate known as SPYHOST CYBER SECURITY COMPANY who took our case, they tracked the scammers and our funds were recovered in less than 72 hours. I personally, i’m very greateful to SPYHOST CYBER SECURITY COMPANY for the dilligent work done by them and the height at which their top hacking prowess was shown and displayed. Kindly contact them through the following means if you’ve been in such circumstances or currently a victim of cryptocurrency scam ;
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Whatsapp: +1( 228) 313 -3152
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daniel rob

daniel rob

I just have to introduce this hacker that I have been working with him on getting my credit score been boosted across the Equifax, TransUnion and Experian report. He made a lot of good changes on my credit report by erasing all the past eviction, bad collections and DUI off my credit report history and also increased my FICO score above 876 across my three credit bureaus report you can contatc him for all kind of hacks . Email him here via EMAIL ETHICALHACKERS009 @ gmail.com OR CALL/TEXT ‪+1(716) 318-5536 or whatsapp +14106350697

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