There are 4 types of basic eligibility factors which are required for home loan. The points are further defined:
1. Current age & loan repayment tenure – The younger you are the longer and the better the chances are to get a home loan. Younger people can get a longer period of loan repayment time compared to older people.
2. Financial Profile – Every person has a financial profile which reveals some major information such as income stability, quantum of income, growth rate of income, etc. All the information helps the bank identify to set a limit for the loan amount for the loan seeker.
3. Credit Score (CIBIL Score) – Just like a financial profile, there is a ‘CIBIL Score’ which is a credit score about a person. This score reveals that a person has a clear payment history and does not have any default payments under any debts in their transaction history. CIBIL stands for Credit Information Bureau India Limited.
4. Financial Obligations – The bank also evaluates the previous debt history of the person. If a person has any other financial obligations such as previous outstanding loans, the person is likely to have a sanctioned loan of lesser amount. If the person has a clean record, then they are eligible for higher amount of loan sanction without any hassle.
12 comments
Liam Noah
Am using this opportunity to thank Dr. Guba is a grateful thing to me, for over years I have been sick with Hepatitis B disease, I have done a lot of things to get cured of my diseases and nothing has worked out. I have taken different types of medication for it , but it still doesn’t work for me. I still keep going for a check up so that the doctor will tell me my disease has be gone, because i’m taking my medicine with no result nothing has been cured, I have spent a lot of money just to get cure of Hepatitis B. until my old time friend came to my place and saw what am going through, and then direct me to contact Dr. Guba who is a very powerful man, which I did explain my problem to Dr. Guba and send me a herbal remedy bottle and explain to me how I should drink it. So I started to drink the herbal tea in one week that I drink the herbal tea. I went for a check up to check if I’m cured from Hepatitis B disease, then the nurse told me nothing is wrong with me anymore and said I’m fine. I am the happiest person right now. I promise Dr. Guba I will testify about his good work on the internet. Reach out to Him Via: drgubahealingherbs@gmail.com Thank you so much sir for what you did for me you’re the best of all. WhatsApp +2348162388034 OR website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs
Jennifer Sanchez
Many people have written articles about how they were helped but I am very grateful to this great man who brought my ex-husband back to me. This testimony is a true story and my name is Jennifer Sanchez. When I came in contact with this man was also through a testimony written about him helping with a cure for Herpes Virus and I have also encountered many testimonies about how he has been helping others with their life to win the lottery. To get back with an ex is one of the most innermost feelings many people would love to experience especially as those memories with our ex always cloud our mind when someone else does some of those things our ex used to do. I was a single parent of two boys for almost 6 years and though my ex-husband was not staying with me and the kids I still wish someday he will return to me. This doctor I encountered is known as Dr. Odunga helped me with my wishes and I am happy to write on this website that my ex-husband is back with me. I am very happy to share the testimony with everyone so that they too can meet this great doctor and solve their problems. I don’t know what others might feel about getting their ex back in their life but I always know there is a blessing in disguise with just a single re-connection with an ex. If you want to successfully get back with your ex or facing an infertility problem, contact this great man at odungaspelltemple@gmail.com Or WhatsApp/Call +2348167159012 and share an awesome testimony too just as I did
Romuald Daniel
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Destiny
Dear friends online my name is Destiny Hudson and i live in the USA. I am here today to appreciate the good work of Dr Ogudugu, for helping me curing my HSV 1&2 Disease, I contacted the virus from my Partner, i found out he was cheating on me, so i broke up with him, 2 month later i went to test myself in the hospital when i was seeing sore on my mouth and Private areas, i was diagnosed of HSV 1&2. i tried using the acyclovir medicine but it didn’t help in curing it, i went on a search and found out Dr Ogudugu curing people illness, and so i got his email and i was told how i can get his herbal cure, 3 days later i received his medicine after using it for 2 weeks i was tested again and was confirm negative, today i am totally free. If you are over there looking for solution email: greatogudugu@gmail.com or contact him on WhatsApp +2348163026536 and share your own testimony. And He also has herbal cure for the Following DISEASES, eczema, urethra wart, chronic problems. Herpes, Cancer, Als, Hepatitis, Diabetes, HPV ,Infections, ulcer ETC.
Roland Moura
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kim
I have been suffering from Herpes for the past 18 months, and ever since then i have been taking series of treatment but there was no improvement until i came across testimonies of Dr. ONOBUN on how he has been curing different people from different diseases all over the world, then i contacted him as well. After our conversation he sent me the medicine which i took according .to his instructions. When i was done taking the herbal medicine i went for a medical checkup and to my greatest surprise i was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. ONOBUN today on this Email address: dronobunspiritualhome@gmail.com or call / WhatsApp +2348051300199
emily faye
I have been suffering from Herpes for the past 1 years and 8 months, and ever since then I have been taking series of treatment but there was no improvement until I came across testimonies of Dr. Silver on how he has been curing different people from different diseases all over the world, then I contacted him as well. After our conversation he sent me the medicine which I took according to his instructions. When I was done taking the herbal medicine I went for a medical checkup and to my greatest surprise I was cured from Herpes. My heart is so filled with joy. If you are suffering from Herpes or any other disease you can contact Dr. Silver today on this Email address: drsilverhealingtemple@gmail.com
Liam Noah
I got cured miraculously from HPV Virus using herbs by Dr. Guba who sent me some herbal medicines and I used them as instructed within two weeks. Before I knew I was totally healed, I visited my doctor for a medical examination. Behold, I am negative. I introduced this great doctor to a couple of infected friends who also tried the medication and they were cured as well . Please if you have this virus and you have tried so many things or have been deceived severally, here is your final solution for you send him an email via: Drgubahealingherbs@gmail.com or WhatsApp: + 234 816 238 8034 or website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs
oliver james
I got cured miraculously from HPV Virus using herbs by Dr. Guba who sent me some herbal medicines and I used them as instructed within two weeks. Before I knew I was totally healed, I visited my doctor for a medical examination. Behold, I am negative. I introduced this great doctor to a couple of infected friends who also tried the medication and they were cured as well . Please if you have this virus and you have tried so many things or have been deceived severally, here is your final solution for you send him an email via: Drgubahealingherbs@gmail.com or WhatsApp: + 234 816 238 8034 or website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs
Liam Noah
I got cured miraculously from HPV Virus using herbs by Dr. Guba who sent me some herbal medicines and I used them as instructed within two weeks. Before I knew I was totally healed, I visited my doctor for a medical examination. Behold, I am negative. I introduced this great doctor to a couple of infected friends who also tried the medication and they were cured as well . Please if you have this virus and you have tried so many things or have been deceived severally, here is your final solution for you send him an email via: Drgubahealingherbs@gmail.com or WhatsApp: + 234 816 238 8034 or website: https://drgubahealingherbs.wixsite.com/guba-healing-herbs
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